When you put your home on the market to sell, one of the questions you’ll need to consider is whether or not you will accept an offer from a buyer that is using an FHA or a VA loan. On the surface you may not care too much which kind of financing a buyer […]
It’s always easier said than done, but when you have your home listed for sale, you need to keep it clean and showroom ready. Nothing can kill a potential buyer from considering your home over others is an unkept home. These tips also work well for those drop by guests.
If you have been thinking about owning a home now is a good time to start saving for that down payment.In Pueblo County, overall home prices rose on average roughly 12% in 2015. The Colorado First Time Homebuyer Savings Account Act was passed by the Colorado Legislature which should help Coloradoans to save money for […]
If you have been looking at Pueblo homes for sale online for very long you no doubt have come across Zillow.com Zestimate®, pronounced (ZEST-ti-met). The Zestimate® home valuation is Zillow’s estimated market value, computed using a proprietary formula. It is not an appraisal. It is a starting point in determining a home’s value. The Zestimate […]
What is the difference between a mortgage interest rate and an APR? There are many costs associated with taking out a mortgage. They include: Interest Rates Points Fees and Other Charges View image | gettyimages.com The interest rate is the cost you will pay each year to borrow the money, expressed as a percentage rate. […]
In a recent poll done by Digital Risk they asked millennials (those in the 18-34 year old range) who had recently purchased homes found that 36% of them had purchased their home with less than a 5% down payment. A stunning 36% also still believed that a 20% down payment was the only way to […]
This handy little infographic outlines the steps to home ownership in a fun to read and understand graphic. Start saving for a down payment Make sure you have a good credit score Get Pre-Approved Find a Great Real Estate Agent Start Looking at Homes Make an Offer Close Escrow A side note: at the beginning […]
The FirstDown program is available for first time home buyers in Pueblo, CO. Even though the program is used primarily for first time buyers, buyers who have owned a home within the last three years may also be eligible. The FirstDown program combines FHA financing with a second mortgage trust deed for 3% of […]